There is no denying the fact that with the advent of credit cards, life has become easier for individuals with regard to availing things and paying for it at a later date. As such, it has become an indispensable part of an individual's life. The use of credit card has varied with the passing of years and is currently regarded as one of the deciding factors of a good credit score.
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What is a CIBIL Score?
CIBIL score is nothing but an indicator of an individual’s creditworthiness. It is a three-digit number that is determined on the basis of your credit history found in the Credit Information Report that comprises records related to your loan repayments or your credit card payment.
Minimum Cibil Score Required To Avail A Regular Credit Card
To have a good CIBIL score, it is always better to have a number that is close of 900. Ideally, a good CIBIL score for a individual falls in the range of 700 and above
To Get A Credit Card Without Cibil Score
To get a regular credit card without having a CIBIL score, an individual can try doing the below mentioned things:
- Get a secured credit card
- Get an add-on credit card
- Credit card against savings account
- Avail a prepaid credit card
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