Welcome to another injurious waste of time. We hope that your dog days of winter are going well.  Apologies from DDT if this Podcast makes it worse, which it is likely to especially if you're afraid to Loud Budget, like it when your municipal snow budgets are carelessly squandered or if your favorite teams suck.  These three main items and so much more. Have a blessed day, under his eye, and thanks for hosting JB!