The Purpose of Money podcast is launching on January 22, 2020. Your host, Acquania Escarne, provides real personal finance tips and strategies to help you create more freedom in your life today.  Also, tune in for inspiring stories from women creating more freedom, time, and wealth in their lives on their journey to break free of the golden handcuffs.  For more information and free resources check out thepurposeofmoney.com/podcast or follow The Purpose of Money on Instagram @thepurposeofmoney or Twitter @purpose_money.

I have been saving for my retirement since I was 16 years old. I used my entire first paycheck from a retail job to open up a Roth Individual Retirement Account (IRA). Today, I have a full time 9 to 5 job and I am aggressively saving for retirement. I want to ensure I have the income to retire when I am ready.     In this episode of The Purpose of Money Podcast, I share how I saved over $80,000 towards retirement in 2019.    Take a listen and you will learn:   How to aggressively save for your retirementThe benefits of free money aka matching funds from your employerWhat factors to consider before you max outWhen to review your retirement investmentsOne money mistake I want you to avoid, and more Subscribe to The Purpose of Money so you never miss an episode. Save yourself time and money when you do your grocery shopping with Instacart. Use my link and code (AESCARNE14C) to get $10 off and free delivery on your first purchase.

In episode 2 of The Purpose of Money Podcast, I catch up with Danielle Desir, the creator of The Thought Card, an award-winning blog and podcast. Danielle is a financially savvy traveler, who has explored 27 countries and knows a lot about money too.    While Danielle was off becoming a globetrotter, she also successfully paid off $63,000 in student loans in just four years and became a homeowner by age 27. Recently, Women Of Color Podcasters, a group she also founded, was featured in the New York Times.   Danielle inspired me to start my podcast, and I am so fortunate to have Danielle on the show. In our interview, she shares her perspective on finances and travel, homeownership, discusses her new book, Affording Travel, and more. In this episode, you will learn:   How to fit travel into your budgetWhat it’s like exploring China as a woman of colorTips to help you communicate while you travel when there is a language barrierHow to get ahead on your mortgageThe best time to find travel dealsWhat two books you must read in 2020, and more. For the full show notes and information about more resources mentioned in this episode click here. Subscribe to The Purpose of Money so you never miss an episode.

This week on The Purpose of Money Podcast I'm super excited to interview Mileyka Maxwell, the founder and CEO of G.R.A.C.E. by Millie Max. G.R.A.C.E. is an acronym that stands for “God Restores And Certifies Everything,” and it's also a fashionable nail polish line.  Mileyka aka Millie Max was inspired by God to launch G.R.A.C.E. at a time when she was unemployed and not even looking to be an entrepreneur.  G.R.A.C.E. nail lacquer serves as a tool to encourage and uplift those who encounter it. It’s more than a color, it’s an expression of who you are.  In this episode you will learn: How to maximize your job’s benefits so you can work on your businessWho is really your first investor when you start a side hustleChallenges with launching a businessThe right time to quit your 9 to 5Advice for those starting a God-inspired business, and so much more Other Links Mentioned If you like G.R.A.C.E. and want to learn more please check out the website and follow Millie Max on social media: Instagram, Facebook, and Twitter. Subscribe to The Purpose of Money so you never miss an episode.

This week on The Purpose of Money podcast we have a special guest, Johann Hunter. Johann is the on-site owner and business manager of The Goddard School located in Middleton, Ma. In this episode, Johann shares all you need to know about buying your own franchise. If you want to be a full-time entrepreneur and franchise owner, you must listen to this episode. Subsequent to earning her Bachelor's degree in Economics from Rutgers University and an MBA in Business Management from Cornell, Johann found herself entrenched in the educational development of her oldest son. As a result, Johann developed a passion for early childhood education and this passion inspired her to open a childcare center of her own. In this episode you will learn: Steps you can take to purchase a franchiseThe work required after you sign on the dotted lineHow much capital you need to get startedWho you need to work with to ensure a franchise is right for youWhere you can research the top-performing franchises and more  If you want to connect with Johann or ask her questions about starting a childcare franchise send her a message on LinkedIn.  Subscribe to The Purpose of Money so you never miss an episode.

This week on The Purpose of Money podcast, guest Tiffany Grant, is sharing tips to maximize your money and employer benefits. Tiffany is the host of her own podcast and blog, Money Talk with Tiff.  She is a money strategist who has successfully juggled completing her MBA and studying for the Certified Financial Planner certification all while taking care of two young boys. Tiffany bought her first house at the age of 26, and she paid off over $50,000 in debt in a little over one year! Tiffany is on a mission to be debt-free by 30 and wants to help others along the way.  In this episode you will learn: How to maximize your Flex and Health Savings AccountsTip to win the house of your dreams when there are other bidders Steps to take before you quit your jobTechniques to build and repair your credit, and so much more Other Links Mentioned Follow Tiffany’s journey on her website and social media (LinkedIn, Twitter, Instagram, Facebook, YouTube, and Pinterest). Check out episode 18 of the Money Talk with Tiff podcast. In this episode, I share all you need to know about life insurance and ways to build generational wealth. Subscribe to The Purpose of Money so you never miss an episode.

In this bonus episode, I share tips to help you protect your investments and yourself from the effects of the Coronavirus (aka COVID-19). Check out my tips on how to survive so much time inside the house. Plus learn how to manage the drastic changes in the stock market. These tips will help you if you are working from home or hanging out with the kids.   Don't panic these tips will help you survive the times. Enjoy!   Please leave a review, I would love to hear from you.  Subscribe to The Purpose of Money so you never miss an episode.

Dominique is a mom on a mission. Through her website, Dommies Blessed, she supports families with breastfeeding, homeschooling, and caring for young girls with curls. She's also an entrepreneur with her own children's book, One, and freelance writing business.  Started in 2017, Dommies Blessed produces weekly content and serves a predominantly female community interested in education and family life.  In this episode, you will learn: What is homeschooling and how it could work for youHow to create and publish your own children's bookTips to help you with your finances during the Coronavirus pandemic Subscribe to The Purpose of Money so you never miss an episode. Don't want to bother with grocery stores, try Instacart. Use my link and code (AESCARNE14C) to get $10 off and free delivery on your first purchase.

In this bonus episode of The Purpose of Money Podcast, I am talking with a former mortgage loan officer and avid traveler, Cindi Conley. We are discussing mortgage moratoriums and what you should do in these uncertain times.  To read more about this episode and my guest, Cindi Conley, click here.  Subscribe to The Purpose of Money so you never miss an episode.

Carmela Tran is a Data Analytics Professional who used to work for a big consulting firm in the Washington, DC area. One day she and her husband decided they wanted to quit their demanding jobs, take a year off to travel, and spend more time with family.  In this episode, Carmen explains how she maximized her income to take a break in her career. Read more about this episode here.    Instacart can save yourself time and money when you do your grocery shopping. Use my link and code (AESCARNE14C) to get $10 off and free delivery on your first purchase.   Subscribe to The Purpose of Money so you never miss an episode.

In 2015, Arlan Hamilton went from being homeless to a Venture Capitalist.  I am so excited to have Arlan on the podcast this week. We are talking about her new book, It’s About Damn Time: How to Turn Being Underestimated Into Your Greatest Advantage. Listen to this episode to learn how Arlan is disrupting the tech industry. Plus, you'll hear what she wants entrepreneurs, like you, to do right now! To learn more about Arlan Hamilton and to get a discount on her course click here for the full show notes.  Subscribe to The Purpose of Money so you never miss an episode.

Naseema McElroy was making a six-figure salary as a nurse when she realized she was making too much money to be broke. Before, at the end of the month, she didn’t have enough to save or invest. When Naseema took charge of her finances and got intentional about her spending, she overcame bankruptcy, divorce, and broke the cycle of living paycheck to paycheck. Naseema paid off $1 million in debt in 2 ½ years and amassed six-figures in net worth six months later.  Check out this week’s podcast episode to learn how Naseema paid off her debt, rebuilt her net worth, and created more freedom in her life today. You don’t want to miss these financially intentional money tips. To learn more and to access the full show notes click here.  Subscribe to The Purpose of Money so you never miss an episode.

This week I celebrated 12 years of marriage. So it's only right that episode 12 of the podcast talks about love, money, and relationships. On The Purpose of Money podcast, Lindsay Bryan-Podvin and I are talking about money, love, and relationships. Lindsay is a financial therapist, speaker, and author who is passionate about helping high-earning couples deepen their relationships using money psychology. It's her mission to open up a dialogue to help clients talk about their money beyond the dollars and cents. Learn more about Lindsay, her book, The Financial Anxiety Solution, and more in the show notes. Subscribe to The Purpose of Money so you never miss an episode.

To kick off National Homeownership Month, I have realtor and real estate investor Tanya Salseth on The Purpose of Money Podcast. In this episode, Tanya dives into how she bought and managed rental properties from overseas. We also discuss how she runs her realtor business from Florida but closes all of her deals in Washington, D.C. You don’t want to miss this episode. To learn more about Tanya and what's in this episode check out the show notes.  Subscribe to The Purpose of Money so you never miss an episode.

With so much happening in the world, it’s easy to feel helpless, especially if you’re not out protesting. However, as a podcaster, I am uniting with other podcasters to speak out against racism and police brutality. In this public service announcement, I encourage you to be educated, engaged, and to take action. Here are ways to support the work of activists fighting for changing and risking their lives daily.   If you can afford it, donate to any of the following:   George Floyd Memorial FundMinnesota Freedom FundBlack Visions CollectiveCampaign ZeroBlack Lives Matter  You can also sign a petition via TEXT:   Text “Floyd” to 55156 to sign a petition to demand justice for George Floyd.Text "ENOUGH" to 55156 to sign a petition demanding justice for Breonna Taylor.    Sign-up at Color of Change to be notified of more opportunities to take action. Subscribe to The Purpose of Money so you never miss an episode.

Nikki Dade and Pam Dorsey are multifamily real estate investors closing one multimillion-dollar deal at a time. In this episode, the founders of Paragon Investment Partners share how they broke down the barrier to entry and established a portfolio of 300 units and counting.  To learn more about Paragon Investment Partners and The Purpose of Money check out the full show notes.  Subscribe to The Purpose of Money so you never miss an episode.

In this episode, Realtor Ryanna Miller and I talk about the real estate market and how it’s been impacted by COVID-19. First-time home buyers and real estate investors find out what you need to know before you start searching for a property. To learn more about Ryanna Miller and the topics discussed in this episode, check out the full show notes here. Subscribe to The Purpose of Money so you never miss an episode.

DJ Moultrie of Black Equity Network and Davonne Reaves and Jessica Myers of Epiq Collective have joined forces to host one of the most powerful real estate conferences in 2020. On June 30, 2020, from 10 am to 4 pm, you can join top real estate investors, entrepreneurs, and successful generational wealth builders at their virtual event How to Build an Empire: A Blueprint to Generational Wealth.  Listen to this week’s podcast episode to learn about the event, who’s going to be there, and how you can benefit from attending too. This event is for aspiring and experienced entrepreneurs who want to build a legacy.  Get your ticket to How to Build an Empire: A Blueprint to Generational Wealth today!  To learn more about the conference and this episode's guests check out the show notes.  Subscribe to The Purpose of Money so you never miss an episode.

In this week’s episode Kendra Barnes, the Creator and Founder of The Key Resource talks about how she was able to retire at the age of 32 after investing in real estate. Kendra’s website is your online guide to investing in real estate one property at a time. Since Kendra quit her good government job, she’s been able to be a full-time mom, wife, and entrepreneur. Jumpstart your journey in real estate investing with Kendra’s step by step guide, the Rental Property 90 Day Action Plan.  Subscribe to The Purpose of Money so you never miss an episode. If you want to learn more about Kendra Barnes or the episode, check out the show notes.

At 22 years old, Shante Nicole was diagnosed with Cancer. Suddenly, she went from being a young professional to a woman in Cancer treatment and living off credit cards for a year. After her full recovery, Shante learned how to repair her credit and now manages a Facebook group with over 80,000 members and a non-profit, called Financial Common Cents. Listen to this episode to learn how she turned her life and credit around to become a member of the 800+ credit score club. Subscribe to The Purpose of Money so you never miss an episode. Please follow PoM on social media (@thepurposeofmoney on IG) so you never miss an episode.