The Money To The Masses Podcast

In this week's podcast, Damien explains what's going on in bond markets and how rising bond yields could impact your personal finances, including mortgage rates and pension funds. Next, Damien explains how those aged 30, 40 or even 50 with no pension savings, can still build a retirement income equivalent to £37,500 a year (the average UK salary), by saving as little as £100 per month. Finally, with the self-assessment deadline approaching, Andy provides a simple checklist of scenarios that dictate whether a self-assessment tax return is necessary. Watch the whole show on YouTube ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠⁠podcast article ⁠⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - Introduction and Lola's Update 02:47 - Understanding Bond Markets 15:50 - Pensions and Retirement Planning 19:18 - Strategies for Building a Pension at 30 24:39 - Strategies for Building a Pension at 40 26:14 - Strategies for Building a Pension at 50 28:37 - Navigating Self-Assessment Tax Returns Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠  Tik Tok - ⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠⁠⁠⁠dedicated podcast page ⁠⁠⁠⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: ⁠ Best mortgage rates in the UK Best questions to ask a mortgage broker Pension Calculator from Moneyhelper Pension Calculator from Hargreaves Lansdown What is auto-enrolment Check if you need to complete a self-assessment tax return Set up a payment plan with HMRC Tips for completing your self-assessment tax return for 2023/24

In this month’s #DamiensMarketUpdate, Damien discusses the current state of investment markets, focusing on the downturn in equity markets and rising bond yields. Where to next for 2025 and what do investors need to watch? #Investing #Markets #Finance #GlobalEconomy #Stocks Podcasts referenced in this month's show: https://moneytothemasses.com/news/podcast/mm-178 My name is Damien Fahy, founder of https://moneytothemasses.com/​​​ and each week I discuss what is happening in investment markets so that DIY and novice investors can make sense of what is affecting their investments. --------------------------------------------------------------------------- For more information about 80-20 Investor visit https://moneytothemasses.com/become-an-80-20-investor --------------------------------------------------------------------------- If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/​​​ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/​​​ Facebook - https://www.facebook.com/moneytothema​​​sses Instagram - https://www.instagram.com/moneytothem​​​asses Twitter - https://twitter.com/money2themasses​​​ #Investing​​​ #StockMarkets​​​ #Shares #investing #moneytips #bonds #stocks #podcast #investingforbeginners

In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform. Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your credit report for free with all three main credit agencies. Finally, Damien discusses the new reporting requirements for platforms like eBay and Vinted that will mean sharing sellers' data with HMRC. Watch the whole show on YouTube ⁠⁠⁠⁠here⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠podcast article ⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - MTTM Podcast Episode 489 03:39 - Vanguard's new minimum fee for DIY investors explained 06:03 - Cheaper Vanguard ISA alternatives 10:48 - Cheaper Vanguard Pension alternatives 15:20 - Cheaper Vanguard General Investment Account alternatives 16:54 - How to check your credit report for free 23:55 - New tax rules for selling online Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠  Tik Tok - ⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠⁠⁠dedicated podcast page ⁠⁠⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: Vanguard introduces minimum fee for DIY investorsBest Vanguard ISA and Pension alternatives (including heatmaps)Cheapest Stocks & Shares ISAs in 2025Best & Cheapest Pensions in 2025Investment platforms paying the highest interest on cashInvestEngine review (including how LifePlans work)Best ISA cashback offers (and fee-free deals)Best pension cashback offers (and fee-free deals)How to check your credit report for freeExperian Boost reviewTips for completing your self-assessment tax return for 2023/24

In this week's episode, Damien and Andy explain the various ways listeners can get the most out of Money to the Masses, including the Money to the Masses website, our budget planner, Damien's Money MOT tool, savings and mortgage rate tables and various social media channels. Damien then explain how he made over £1,000 in 2024 without even trying. He reveals exactly how he did it and highlights the money apps he used to help automate the process. Finally, he provides a checklist of steps listeners can take towards financial independence in 2025. Watch the whole show on YouTube ⁠⁠⁠here⁠⁠⁠: Check out this week's ⁠⁠⁠podcast article ⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - MTTM Podcast Episode 488 03:52 - Getting the most out of Money to the Masses 18:04 - How I made over £1k without even trying 28:08 - Steps to Financial Freedom Follow Money to the Masses on social media: YouTube - ⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠ Facebook - ⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠ Instagram - ⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠  Tik Tok - ⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠⁠dedicated podcast page ⁠⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠ - Click to support the show Links referred to in the podcast: The Money to the Masses HomepageDedicated podcast page - Help support the show80 20 Investor Money MOTDeals PageSign up to the free weekly newsletterMoney saving guideFREE budget plannerBest Mortgage Rates in the UKBest Savings Rates in the UKBest Savings ChallengesJam Doughnut reviewWhich is the best cashback credit card?Build your own black book - MTTM Podcast episode 304Create your own Black Book (PDF)Best budgeting apps in the UKThe snowball method of repaying debtThe best online will writing services

In this week's episode, Damien discusses the possible investment themes of 2025 as well as investment bank predictions of where stock markets will be at the end of 2025. Watch the whole show on YouTube ⁠⁠here⁠⁠: Check out this week's ⁠⁠podcast article ⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - Introduction and Overview of Predictions for 2025 02:07 - Market Predictions and Recency Bias 06:17 - Key Themes for 2025: Politics and Economics 11:08 - Gold's Performance and Future Outlook 12:21 - Artificial Intelligence: Opportunities and Risks 15:18 - Central Bank Policies and Their Impact 18:04. -The 60-40 Portfolio: Is It Doomed? 19:42 - The Future of the US Dollar and Market Implications Follow Money to the Masses on social media: YouTube - ⁠⁠https://www.youtube.com/moneytothemasses⁠⁠ Facebook - ⁠⁠https://www.facebook.com/moneytothemasses⁠⁠ Instagram - ⁠⁠https://www.instagram.com/moneytothemasses⁠⁠  Tik Tok - ⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠dedicated podcast page ⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠ - Click to support the show Links referred to in the podcast: Take out a free trial of 80-20 investor

This week, Damien and Andy are bringing you the best of the best from 2024. An hour long special made up of listener favourites and the most talked about segments Check out this week's ⁠⁠podcast article ⁠⁠on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - ⁠⁠https://www.youtube.com/moneytothemasses⁠⁠ Facebook - ⁠⁠https://www.facebook.com/moneytothemasses⁠⁠ Instagram - ⁠⁠https://www.instagram.com/moneytothemasses⁠⁠  Tik Tok - ⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠dedicated podcast page ⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠ - Click to support the show Links referred to in the podcast: Loud BudgetingFree budgeting spreadsheetEp 460 - Zero spend monthsEp 466 - Debt to income ratiosSpeak to a mortgage broker (Get a free mortgage review)Ep 459 - Alternative ways to help children financiallyHow to become a Millionaire (Podcast special)Concessionary mortgages explainedEp 478 - Future of cash savingsBest savings accounts in the UKBest cash and online savings platforms in the UKEp 448 - How to stack cashbackJam Doughnut reviewEp 456 - Teaching the next generation about money

In this week's episode, Damien provides a roundup of the best budgeting apps available in the UK, highlighting the features, fees and who they might be suitable for. Next, Damien reveals how much income you can get from a £100,000 pension pot. Finally, Damien explains how anyone can download books, magazines, newspapers and even audiobooks for free. Watch the whole show on YouTube ⁠here⁠: Check out this week's ⁠podcast article ⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - Introduction to Episode 485 01:49 - Best Budgeting Apps for 2025 03:03 - Detailed Review of the Best Budgeting Apps for 2025 06:29 - Budgeting Apps Compared 15:44 - How much income can you get from a £100k pension pot 16:10 - Retirement living standards 20:05 - Retirement Income Options 28:36 - Accessing Free Books and Magazines 28:45 - Using the Libby App for Library Access Follow Money to the Masses on social media: YouTube - ⁠https://www.youtube.com/moneytothemasses⁠ Facebook - ⁠https://www.facebook.com/moneytothemasses⁠ Instagram - ⁠https://www.instagram.com/moneytothemasses⁠  Tik Tok - ⁠https://www.tiktok.com/@moneytothemasses⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠dedicated podcast page ⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠Money to the Masses Dedicated Podcast Page⁠ - Click to support the show Links referred to in the podcast: Best budgeting apps in the UK for 2025Snoop reviewEmma reviewMoneyhub reviewStarling reviewMonzo reviewRevolut reviewHow much can I get from £100k pension potThe best annuity for £100k

In this month’s investment market update, Damien explains how Trump's inauguration and the upcoming Santa Rally could impact investment markets as we head into the new year. Where to next and what do investors need to keep an eye on? #Investing #Markets #Finance #GlobalEconomy #Stocks Podcasts referenced in this month's show: https://moneytothemasses.com/news/podcast/mm-177 My name is Damien Fahy, founder of https://moneytothemasses.com/​​​ and each week I discuss what is happening in investment markets so that DIY and novice investors can make sense of what is affecting their investments. For more information about 80-20 Investor visit https://moneytothemasses.com/become-an-80-20-investor If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/​​​ Follow Money to the Masses on social media: Website - https://moneytothemasses.com/​​​ Facebook - https://www.facebook.com/moneytothema​​​sses Instagram - https://www.instagram.com/moneytothem​​​asses Twitter - https://twitter.com/money2themasses​​​ #Investing​​​ #StockMarkets​​​ #Shares #investing #moneytips #bonds #stocks #podcast #investingforbeginners

This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces. They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments. Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim. Watch the whole show on YouTube here: Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 00:00 - How to spot and avoid the latest scams 04:30 - Online Shopping Fraud and scams revealed 13:53 - Understanding Card Not Present Fraud 15:22 - Tips for Safe Online Shopping 17:43 - Delivery Scams and How to Avoid Them 18:57 - QR Code Scams: What You Need to Know 21:09 - Impersonation Scams: Protecting Yourself 21:34 - Bank Scams and Verification Tips 25:09 - Understanding Impersonation Scams 26:18 - Winter Fuel Payment Scams 27:56 - AI Scams: Voice Cloning and Deep Fakes 35:36 - Resources and Support for Scam Victims Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses  Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our  dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Best budgeting apps in the UK for 2025My bank helped fraudsters steal £4k from my children's savingsWhat are the new APP fraud reimbursement rules?

In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs. Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b 00:00 - Introduction to Money to the Masses Episode 483 05:27 - The Trump Trade: Market Movements and Predictions 08:30 - Will Trump being president be a positive thing for investment markets? 14:15 - Which asset classes performed best during Trump's last presidency? 18:34 - Performance of Asset Classes During Trump's Presidency 23:50 - Pension Withdrawals and Tax-Free Cash Concerns 25:20 - Can you put tax-free cash withdrawals back into a pension? 26:10 - Pension recycling - Be mindful before adding cash back into a pension 29:04 - Energy Price Cap Update and should you fix? Check out this week's   on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube -  Facebook -  Instagram -  Twitter -  Tik Tok -  Support the podcast You can now support the MTTM podcast by visiting our   when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only  save money  but could also earn  cashback  or take advantage of  exclusive offers  for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Take out a free trial with 80-20 Investor Ofgem raises energy price cap by £21 per year from January Should I fix my energy prices? What are the cheapest fixed price energy tariffs?

In this episode Damien provides a guide to investing, sharing simple lessons and strategies that anyone can use to build wealth and even become a millionaire. Damien also discusses an exercise that can be used to teach children about the stock market, investing and the wider economy. Finally, Damien explains what is going on in the mortgage market as fixed-rate deals continue to rise despite this month's Bank of England base rate cut. Watch the whole show on YouTube here: MTTM - Episode 482   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: What are fractional shares and where best to buy them?Best investing apps in the UKFreetrade reviewTrading 212 revieweToro review

In this week's episode, I provide an update on my 'Winter investment portfolio', which uses an investment strategy aimed at capitalising on a seasonal market trend. I reveal how the portfolio has continued to outperform major stock market indices despite being in cash for 50% of the year. I then discuss the "Pension Mirror", a marketing tool created by Scottish Widows to help people engage with their pension savings. I highlight the average pension pot sizes for a range of ages and explain why those figures are likely to be inadequate before revealing the actual amount needed for a comfortable retirement. I finish the podcast by revealing a mantra that's been attributed to Bill Gates and how it can be used to improve your own personal finances. Watch the whole show on YouTube here: MTTM - Episode 481   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Winter portfolio 2023 - Podcast epsiode 440 Try out the pension mirror Pensions Calculator from Moneyhelper

In this week's episode, Damien and Andy provide a summary of the Autumn 2024 Budget, detailing all of the key announcements and how they are likely to impact you. Make sure that you check out our Autumn 2024 Budget summary article for further details. Watch the whole show on YouTube here: MTTM - Episode 480   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Autumn Budget 2024 summaryAutumn Budget 2024 - How will it impact my business?Four key Inheritance Tax changes and how they will impact youPensions to be subject to inheritance tax changes following Autumn BudgetCapital gains tax rates raised in the Autumn Budget – how will the increase affect you?Extra stamp duty on second homes increased to 5%Sign up to the Money to the Masses Newsletter

Welcome to Damien's Market Update for October 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode, Damien discusses the latest developments in the mortgage market, explaining the rise in mortgage rates despite the recent cut to the Bank of England base rate. Next, with the price of gold reaching an all-time high, Damien discusses where the gold price might be heading in the future. Finally, Andy explains how listeners can sign up to receive a number of free products to help manage water usage and reduce their bills. Watch the whole show on YouTube here: https://youtu.be/S4FckzIKwm0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: To see the charts that I refer to in the podcast, watch the video on YouTube See if you qualify for free water-saving products MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode, Damien discusses the changing savings market, highlighting the rise of cash savings platforms and investment platforms that now pay market-leading interest rates on cash holdings. Next, Damien talks about the recent rally in the Chinese stock market and explains alternative ways to gain exposure. Finally, Damien explains the new rules around authorised push payment fraud (APP) and whether consumers are better protected. Watch the whole show on YouTube here: https://youtu.be/ZcZXHkg6QFI   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Best savings accounts in the UKBest cash and online savings platformInvestment platforms paying the highest interest on cashAJ Bell Dodl paying 5.09% interest on uninvested cashMTTM Deals PageSign up to the Money to the Masses Newsletter

In this week's episode Damien discusses the potential impact of the upcoming US election on investment markets, including historical trends and why you need to keep an eye on the performance of the S&P 500. Damien then discusses the rise of 'ghost brokers' promising cheap car insurance on social media and provides tips on how to identify and avoid such scams. Finally, Andy discusses child trust funds, revealing how many remain unclaimed, before going on to provide tips on how to locate and manage them. Watch the whole show on YouTube here: https://youtu.be/U9y6MzMLrm8   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode Damien discusses the latest predictions of what might be announced in Labour's Autumn Budget, including capital gains tax and inheritance tax changes. Damien then looks at packaged bank accounts, providing insights into whether they now provide value for money. Finally, Andy covers the emerging threat of AI voice scams and share practical tips to avoid becoming a victim. Watch the whole show on YouTube here: https://youtu.be/pTdvQiIOGVg   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter

Welcome to Damien's Market Update for September 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien provides an overview of the mortgage market following the Bank of England's decision to keep the base rate at 5%, including the latest predictions of when rates will be cut further. Next, following HMRC's decision to allow fractional share trading within an ISA, Damien gives an update on the providers that allow you to trade them as well as those that don't. Finally, Andy highlights the best pension tracing services in the UK, explaining how they can help to locate and consolidate old pension pots. Watch the whole show on YouTube here: https://youtu.be/s3bXProBX14   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Interest rate forecast imageWill interest rates continue to fall in 2024?What are fractional shares and where best to buy them?Best mortgage rates in the UKWhat are fractional shares and where best to buy them?Join our community group and help test a brand new MTTM productPension Tracing Service on GOV.UKShould I transfer my final salary pension?Best pension tracing services in the UKMTTM Deals PageSign up to the Money to the Masses Newsletter