This week I speak to Nick Earls and Eric DiNicola, co-founders and principals of Winterspring Capital, a company looking to simplify the process of passive real estate investing. Nick and Eric share the highs and lows of their empire-building journey and some of the most important things they learnt along the way.

This week I speak to Jamie York, a rapidly rising star in the world of property investment and Managing Director at Aspire Property Group. Jamie bought his first investment property whilst at university. Through his property consultancy, Aspire, Jamie works closely with investors to build a profitable and growing portfolio of rental properties across the UK. More recently, Jamie has started to train and mentor small groups of novice investors with the aim to transform their basic property venture into a fully functioning, out-sourced business. Also check out Jamie’s YouTube channel: www.youtube.com/c/JamieYork

This week I speak to Ellie Swift, entrepreneur and marketing and mindset coach. Ellie left her corporate job to pursue her dream of running her own business. Investing her time and energy into her company, Swift Ventures, she built a multi-six figure business in under two years through the power of online marketing strategy, social media and mindset. https://ellieswift.com/

This week I speak to Shahar Abrams, experienced crypto investor and professional in the blockchain industry, on a mission to improve personal finance education nationally. Travelling down the data science route, Shahar worked at IBM for a number of years. When he came across Kiyosaki’s Rich Dad, Poor Dad, it put him in a frame of mind to focus more on active investing for himself. Specifically, he wanted to dive deeper into crypto assets, and has been developing his investment strategy through trial and error ever since. You can checkout more about Shahar and how to work with him at roadtobabylon.org.

This week I speak to Kizzy Parks, president of KPC, a Florida-based consultancy team. Since 2008, Kizzy’s consultancy firm has been at the forefront of customised services that meet the needs of Federal agencies in the US. But when Kizzy first embarked on her entrepreneurial journey, she had $600,000 of debt and a company just about hitting breakeven. A superb interview from which a lot of inspiration can be drawn. You can connect with Kizzy here.

This week I speak to Max Rofagha, a man on a mission to build the world's largest and most engaged finance community at finimize.com. Wanting to financially educate himself, Max was perplexed at the complexity and reliability of financial resources available. This gave him his next business idea: to explain to every day people in under 3 minutes, what is happening in the world of finance and why you should care. You can check out more about Finimize and the resources they offer here.

This week I speak to Cathi Harrison and Jo Campbell from Verve Group Financial Services. We discuss entrepreneurialism, female roles in the finance sector, what it really takes to have your own business and how to keep your children grounded. I also discuss the importance of having a spending system (you can download my version for free here) and why I have finally decided to switch my car to an electric vehicle. Links mentioned: The simple money mistakes you make every day (blog)

This week I speak to Jazz Rose, entrepreneur, property investor, mentor and speaker. Shaped by his won challenges and experiences, Jazz is on a mission to transform people’s relationship with money. You can check out more about Jazz’s work, as well as access his popular Money Tracker, here.

This week I speak to husband and wife team Peter Hyson and Hillary Rowland. Through their Next Chapter Retreats business, Peter and Hillary help successful people to live their best life and redefine success and true wealth.  We talk about the role of purpose, lasting legacies, meaning and the role of money and material success. And Peter and Hillary share some of their own life stories and lessons, including how they used money to quite literally save Hillary's life.

This week I speak to Mark Brinkley, author of The Housebuilder's Bible and freelance writer. Mark offers some invaluable insights as to why we are obsessed with property as a way of building wealth. And, although it might not be an obvious route, building your own house can be an option for building financial security and wealth. I also discuss apprentices as well as how much do you spend compared to the average? Links mentioned: Get The Housebuilder's Bible at 25% off with this link: https://amzn.to/3AnvqHd Apprenticeship information: https://www.apprenticeships.gov.uk/ Family spending in the UK: April 2019 to March 2020 by The Office for National Statistics: https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/expenditure/bulletins/familyspendingintheuk/april2019tomarch2020

This week I speak to Laura Janes, the founder and director of Uniquity, the marketing firm on a mission to build better financial services brands that reach the customers that matter. Having trained as an actuary in pursuit of the career she thought she ought to have, Laura soon realised that she did not want to work solely with logic and statistics but needed to incorporate her flair for creativity. Do check out Uniquity here.

This week I speak to Dr. Oliver Robinson, Associate Professor of Psychology in the School of Human Sciences at the University of Greenwich. Oliver led the First Direct money personalities research, helping to discern particular types of people in terms of how they handle their money, and how they construe happiness and wellbeing in relation to their money. I also discuss just how much do you need to fund a comfortable retirement and whether crypto investing is bad for your health.

This week I speak to Laura Adams, personal finance and small business expert, author and host of Money Girl podcast. Laura discusses the mistake of confusing ‘a fear of numbers’ with being bad with personal finance. She also shares what she learnt from losing 5-figures in a dodgy investment. I also discuss Premium Bonds and Income Protection Insurance. You can get a quote for income protection insurance via Cura Money here: https://www.curainsurance.co.uk/quote/?referral_id=NDcz

In this week's episode, I speak to Yatin Shah, co-founder and CEO of IILW, the largest independent wealth manager in India, which oversees more than $24Billion of family wealth. Yatin tells how losing over 70% of his father's investments through speculative investment trading was a valuable life lesson on the importance of preserving and growing wealth. He explains why founding his wealth management business during the global credit crunch laid good foundations for future growth. And Yatin shares what working with some of the wealthiest self-made Indian families has taught him about money and happiness.

This week I speak to Maria Nedeva, business school professor and founder of The Money Principle. Maria shares her extraordinary money story of how she was in £100,000 of debt and managed to pay it all off in only a few years. Now she has dedicated herself to teaching people in financial trouble how to build sustainable wealth. Links mentioned in the show: AARP Investment Fraud Vulnerability Study Which? Scam Alert Service Documentary: Money, Explained

This week I speak to Pete Cann, a man on a mission to bring laughter to a million people in 2021. Pete previously had a very poor relationship with money and battled with a gambling addiction for many years. With the support of this wife and Gamblers Anonymous, Pete managed to conquer this addiction and create a much healthier financial relationship. When Pete discovered the health, happiness and wealth benefits that laughter can bring he made it his life mission to bring laughter to more people through Laughter Yoga. You can check out Pete’s work here. If you or someone you know is struggling with a gambling addiction, there are resources there to help you.

This week I speak to Laura Whateley, consumer affairs journalist and best-selling personal finance author. Laura explains that she fell into writing about personal finance after starting her journalist career. She went from money not being ‘her thing’ to writing a best-selling book on personal finance. Insights you’ll learn: No one has this all figured out The old ‘rules’ of money have changed Talking about money is a powerful way to build confidence The language we use around money matters Links to items mentioned in this episode: Money: A User's Guide: The Sunday Times bestselling guide to taking control of your personal finances By Laura Whateley FT Money Clinic podcast with Claer Barrett Jason’s latest column for FT Money Family & Finances Report - Schroder Personal Wealth

This week I speak to Roland Rawicz-Szczerbo, serial entrepreneur, qualified financial advisor, director and owner of Time4Advice and Angels High. As a child, Rowland admired the drive of his father who, as a Polish immigrant, came from nothing but worked his way up and had a successful career as managing director of a major company. It took a dabble in an electrical engineering degree, and then a medical photography one, for Roland to realise what he wanted was to unleash his entrepreneurial streak instead. As a young professional, Roland describes his antics living in London in the late 80s, which includes a very entertaining story about priceless family heirlooms, a Sainsbury’s bag and an East London criminal gang. Or as Roland puts it, ‘the sort of lunacy that happens when you're a youth in town’. Superb stories from a superb guest. Expect to see another collaboration between Roland and me in the future, which may or may not be on solid ground!

This week I speak to Caroline Hughes, tech lawyer and co-founder and CEO of award-winning fintech start-up Lifetise. Caroline began her career as a solicitor and was well along the path towards becoming a partner in a big law firm. But she decided to change career and co-found Lifetise, to help consumers under 40 to plan how to afford their most important life goals. You can check out more of Caroline’s work at Lifetise here.

This week I speak to Greg Davies, a specialist in applied behavioural finance, decision science, impact investing, and financial wellbeing. He started the banking world’s first behavioural finance team at Barclays in 2006, which he led for a decade. Greg explains how he used himself as a guinea pig to put his research into action during the global credit crunch. He explains the four things you need to do to have a successful investment experience. And he explains why doing what feels comfortable is rarely good for your finances. Find out more about Greg’s work at Oxford Risk here. You can take the Money Types quiz on First Direct’s website here. You can check out my YouTube channel here.