The Business of Property

The Business of Property

The Business of Property follows the journey of two entrepreneurs working in the property world. Stuart is a property investor with a focus on HMOs, mostly for the student market. He prefers a hands-off approach with most of his investment properties being remote. Simon has a small portfolio of vanilla buy-to-let properties that he mostly self-manages. To make his property management easier he created Property and Tenant Manager (https://www.patma.co.uk/). Simon and Stuart, along with guests, discuss the ups and downs they're experiencing in their property businesses. Along the way they share property news, business tips and anything else that happens to crop up their weekly chats. Popular episodes include: Getting started in property (https://www.thebusinessofproperty.com/59) - the first in a mini series discussing topics to consider when starting in property investment. Property investment terms (https://www.thebusinessofproperty.com/12) - great if you're just getting started in property and need some help understanding the common jargon. Property strategy terms (https://www.thebusinessofproperty.com/13) - another jargon busting episode that's great if you're early in your property journey or considering changing your property strategy. Less property but relevant to everyone is a discussion on time management (https://www.thebusinessofproperty.com/10). Last but not least are a couple of episodes that talk about angel investing (https://www.thebusinessofproperty.com/14) and property finance (https://www.thebusinessofproperty.com/15) more widely. read less
BusinessBusiness
Episode 209: Property software found Simon a house!!
1w ago
Episode 209: Property software found Simon a house!!
Simon and Stuart are talking about how software has enabled and enhanced their search for the best property deals. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Finding an investment property with PaTMa (https://www.patma.co.uk/property-prospector/). * Automate monitoring for fall-through properties. * Finding the motivated sellers. * Don't be a motivated seller! * Knowing what to rule out when looking for investment property. * There are some chunky price reductions out there. * Check your area in PaTMa's market insights (https://www.patma.co.uk/property-prospector/features/market-updates/). * Take the score card (https://propertybusinessgrowth.scoreapp.com/) to discover if you're ready to scale your property business. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 208: Renters Reform Bill - are we worried?
22-11-2023
Episode 208: Renters Reform Bill - are we worried?
Stuart and Simon are talking about how their tenancies have ended in the past and how that might change in the future. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * How do most tenancies end? * The rarity of Section 21. * Real reasons for evictions. * Section 21 validity flow chart (https://nearlylegal.co.uk/section-21-flowchart/). * Serving paperwork can often fix the problem. * Going to court. * Chasing debts, or not. * Take the questionnaire (https://propertybusinessgrowth.scoreapp.com/) to discover if you're ready to scale your property business. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 207: Should you buy property in cash or mortgage? A real example.
15-11-2023
Episode 207: Should you buy property in cash or mortgage? A real example.
Simon and Stuart have all the numbers for a real-life 9 year buy-to-let investment that's just been sold. Listen in to find out how it performed and how it could have been even better! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * The property spreadsheet (https://docs.google.com/spreadsheets/d/1IwRSW7NHX9m_5US2vUqq3wLv53AyPxxJBKG9790QySk/edit?usp=sharing) we discuss in this episode. * The full life of a buy-to-let investment. * Purchase, letting, and sale. * Cash vs mortgage for buy-to-let investment. * How mortgages can enhance scaling a property business. * Property numbers aren't boring! * Take the questionnaire (https://propertybusinessgrowth.scoreapp.com/) to discover if you're ready to scale your property business. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 206: Remortgage to halve the payments!
08-11-2023
Episode 206: Remortgage to halve the payments!
With the BoE holding rates, Stuart and Simon are talking about mortgages again, including how Stuart has remortgaged to halve his payments on one property! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Take the questionnaire (https://propertybusinessgrowth.scoreapp.com/) to discover if you're ready to scale your property business. * Bank of England base rate decision (https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate). * The new normal. * Halving the costs by remortgaging!? * Previous chat about Stuart's flat (https://www.thebusinessofproperty.com/39). * Doubling the costs by remortgaging! * Considering mortgage fees eating equity. * Council tax in HMOs is now officially per-property not per-room (https://www.gov.uk/government/consultations/council-tax-valuation-of-houses-in-multiple-occupation-hmos/outcome/council-tax-valuation-of-houses-in-multiple-occupation-hmos-summary-of-consultation-responses-and-government-response). * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 205: Are you ready to scale your property business?
01-11-2023
Episode 205: Are you ready to scale your property business?
Stuart and Simon discuss their new quiz to discover if you're ready to scale your property business. Plus Stuart's unusual approach to reducing costs in his business. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Take the questionnaire (https://propertybusinessgrowth.scoreapp.com/) to discover if you're ready to scale your property business. * Taking on an employee to improve profitability. * Using PaTMa to organise property records (https://www.patma.co.uk/property-manager/). * Delivering a better service to tenants. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 204: Mortgages rates update: £15k fees on buy to let??!
25-10-2023
Episode 204: Mortgages rates update: £15k fees on buy to let??!
Simon Glastonbury joins us with all the latest mortgage news. We're talking about the quiet property market, crazy fees and of course all the latest interest rates. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * The next Bank of England base rate announcement. * Stabilising mortgage market. * The quiet property market. * Are first time buyers struggling to adjust to the current market? * Nothing indicating a property crash! * Renegotiating price on exchange. * Do due diligence on buyers in this market. * "The bargains will come". * Higher fees to fit the stress testing. * Current mortgage rate summary. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.
Episode 203: What's happening in the property market right now?
18-10-2023
Episode 203: What's happening in the property market right now?
Stuart and Simon talk through a selection of the latest data from PaTMa on the current state of the property market. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * The Business of Property on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw). * Charts and graphs (https://docs.google.com/presentation/d/15FsjKdBZ45ganc-UmILMUWBTR1GTBxHLdoK-eHNvoks/edit?usp=sharing). * Weekly property market insights (https://www.patma.co.uk/property-prospector/features/market-updates/) from PaTMa. * Changes in late 2022 (https://en.wikipedia.org/wiki/Premiership_of_Liz_Truss)! * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 202: When the R2R property plan fails...
11-10-2023
Episode 202: When the R2R property plan fails...
Simon and Stuart are catching up on Stuart's recent refurb project, and it didn't all go according to plan! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Listen to episode 198 (https://www.thebusinessofproperty.com/198) for the back story. * A very tight renovation deadline. * Painting, decorating, waste removal, deep clean, furniture, and new service connections! * ... or not ... * Coping with trouble. * What could have been done differently. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 201: Why we hate the term Landlord and why it might hold you back
04-10-2023
Episode 201: Why we hate the term Landlord and why it might hold you back
Stuart and Simon talk about their dislike of the term "Landlord", but what else should we be called? Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Now with video! * Two views on disliking the term Landlord. * Is being a landlord holding you back? * What else could we be called? * Your external vs internal name. * The NRLA campaigns (https://www.nrla.org.uk/campaigns/renters-reform). * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 199: How do you value property, in an uncertain market?
20-09-2023
Episode 199: How do you value property, in an uncertain market?
Stuart and Simon talk through finding good comparables to help with property valuation, plus things to consider when adjusting the market value to the value for you. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Land Registry alert service (https://www.gov.uk/guidance/property-alert). * Property market data (https://www.patma.co.uk/property-prospector/features/market-updates/) from PaTMa. * Land Registry updates can be slow! * Sold prices are not suitable as current comparables. * Looking for better comparable prices. * Going deeper when considering your property value. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 198: Rent-to-rent ready in 2 weeks?!
13-09-2023
Episode 198: Rent-to-rent ready in 2 weeks?!
This week we're taking a deep dive into a very active project for Stuart - at the end of week 1, of only 2, for his latest rent-to-rent property. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Short deadline. * The R2R deal background. * All the work needed. * The glamour of being a landlord. * We are always responsible. * Changing tenant profiles. * Enabling higher rents. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 197: Building a team for *very* remote investing, with Mike Stenhouse
06-09-2023
Episode 197: Building a team for *very* remote investing, with Mike Stenhouse
Special guest Mike Stenhouse joins Stuart and Simon to talk about building and adjusting his property team while travelling the world. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest Mike Stenhouse (https://www.insidepropertyinvesting.com/). * Sarah Beeny (https://en.wikipedia.org/wiki/Sarah_Beeny). * Choosing boat life. * Doing an identifiable job inside the business - until you can replace yourself. * Making very remote investing work. * Real life events to find investors. * Building a brand to help reassure investors. * Most of the Google results for Simon are not actually Simon! * Seth Godin (https://en.wikipedia.org/wiki/Seth_Godin). * Entrepreneurs on Fire podcast (https://www.eofire.com/podcast/). * A baby on board! * Reshaping the team. * Standard Operating Procedures. * A £50,000 mistake! * Aiming for 500 homes. * The IPI future. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Mike Stenhouse.
Episode 196: "Is BTL profitable?" - Simon thinks it can be!
30-08-2023
Episode 196: "Is BTL profitable?" - Simon thinks it can be!
Simon and Stuart talk about a social media question that Simon recently tried to argue against - that BTL can no longer be profitable! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * How we pay ourselves from limited companies (https://www.thebusinessofproperty.com/189). * Have interest rates broken BTL (https://www.thebusinessofproperty.com/178). * Checking property deal investment levels on the PaTMa BTL calculator (https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/). * Remortgaging to create unprofitable BTLs. * Extending a leasehold. * Having the option to buy your freehold. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 195: Can we do "financial buffers" & what type of concrete?!
23-08-2023
Episode 195: Can we do "financial buffers" & what type of concrete?!
Stuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Previous episode thinking about expenses (https://www.thebusinessofproperty.com/193) * The cost of a boiler! * Having a buffer. * When does a buffer become a waste? * What type of concrete? * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 194: Mortgage Updates: Rates, fall throughs, revaluations & crazy fees!!
16-08-2023
Episode 194: Mortgage Updates: Rates, fall throughs, revaluations & crazy fees!!
Simon Glastonbury joins us with all the latest mortgage news. We're talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Fall throughs are up. * Estate agents are worried. * Concern about the housing market - but not expecting a big crash. * Worrying about the jump when fixed rates expire. * Current mortgage interest rate round-up. * Crazy fees! * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.
Episode 193: The 5 biggest risks you need to know before scaling
09-08-2023
Episode 193: The 5 biggest risks you need to know before scaling
Stuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * The 5 biggest risks to scaling a property business. * Time * Ongoing Costs * Cash flow * Momentum * Financial Management * Stuart on the Inside Property Investing Podcast (https://open.spotify.com/episode/5tbCJtdSkFgDTb4VGT4mQC). * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode 191: Our guest is scaling rapidly but has 2 key challenges...
26-07-2023
Episode 191: Our guest is scaling rapidly but has 2 key challenges...
Stuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Find Sulis Properties on Instagram (https://www.instagram.com/sulis_properties/). * Doing a lot, building a BTL portfolio, in three years. * A plan to retire at 50, based on BTL. * Rebalancing the work / life routine. * Starting with about £100k. * Getting a boost from the early pandemic market. * Using lockdowns to be local, for an otherwise remote investment location. * It's harder to manage trades remotely, even with some trusted local support. * Considering gross yield and net yield. * A preference for return on capital employed (ROCE). * Trying different strategies and pivoting with new knowledge. * Considering flips in a (slightly) downward market. * Having a valuable offer for investors. * Finding investors. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Adam Watson.
Episode 190: Estate Agents: The Good, The Bad and The Indifferent
19-07-2023
Episode 190: Estate Agents: The Good, The Bad and The Indifferent
Simon and Stuart are talking about recent, contrasting estate agent experiences! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * See episode 185 (https://www.thebusinessofproperty.com/185) for Stuart's first reaction to his property listing. * Off the market after three weeks. * Using the PaTMa Browser Extension (https://www.patma.co.uk/page/property-tools-browser-extensions/) to see how long properties have been on the market. * Getting off to a good start with Move Revolution (https://www.moverevolution.com/). * "We're taking on properties, and we're selling properties, not always as quickly as we'd like." * "For the last two years, I think we've all gotten a bit lazy." * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).