The ESPC Property Show

ESPC (UK) Ltd

The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice.

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Episodes

We need more one bedroom flats! An update on the Edinburgh rental market
Yesterday
We need more one bedroom flats! An update on the Edinburgh rental market
On this week's episode Paul & Megan are joined by returning guest Nicky Lloyd from ESPC Lettings to discuss the current rental market in Edinburgh. In the episode, they discuss what landlords biggest concerns are right now, the new rules around increasing a tenant's rent and the best postcodes for investment in Edinburgh. You can find out more about ESPC Lettings here.CHAPTERS: 0:00-1:01 Intro1:01-2:31 Current Edinburgh rental market2:31-6:15 How to appeal any rent increases in Scotland6:15-7:30 Biggest concerns for landlords right now7:30-8:23 How is "wear and tear" decided?8:23-9:48 Most in demand properties in Edinburgh9:48-11:02 How to choose the best tenants?11:02-11:54 Hidden homelessness in Edinburgh11:54-14:30 Best areas to invest in Edinburgh14:30-16:18 Taxes for landlords in Scotland16:18-17:16 Why is it great to buy-to-let in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
We're back! Did Paul's 2024 predictions come true and what happened while we were away?
05-09-2024
We're back! Did Paul's 2024 predictions come true and what happened while we were away?
Welcome back to the ESPC Property Show! After their summer break, Paul & Megan are back to talk all things property for another season. In this first episode back, they look back at Paul's predictions for the year and how many came true including whether or not buyers are getting a better bargain now, and then they chat through what they missed during the break - a new government in Westminister, the future of cladding and of course the performance of the local property market. And Paul wraps things up with a mini-prediction for the remainder of the year. You can watch Paul's predictions video back in full hereWatch our new first-time buyer podcast "First-timers Club" here Read the latest ESPC House Price Report here Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Property expert roundtable: Rent caps, housing emergency & politics (Part 2)
06-06-2024
Property expert roundtable: Rent caps, housing emergency & politics (Part 2)
Welcome back to the ESPC Property Show! In this episode, Paul and Megan continue their insightful roundtable discussion with experts from three ESPC solicitor estate agent member firms.Delving into the political side of the housing market, they explore the impacts of rent caps, taxation, and offer potential solutions for first-time buyers in Scotland. Our guests discuss the unintended consequences of current policies, the challenges landlords face, and the broader implications for tenants and the housing market. Whether you're a first-time buyer or a seasoned investor, this episode is packed with valuable insights and practical advice.Watch part one here: https://youtu.be/oyAG2QSdQtIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Property expert roundtable: Current market update (Part 1)
06-06-2024
Property expert roundtable: Current market update (Part 1)
Welcome back to the ESPC Property Show! In this episode, hosts Megan and Paul are joined by industry experts Matthew Gray, Amy Howard, and Derek Brien to provide valuable insights for home buyers in Scotland. This comprehensive discussion covers the current property market trends, factors influencing property sales, and advice for navigating the purchasing process. They delve into market performance, the impact of seasonality, and offer predictions for the next six months. Whether you're a first-time buyer or looking to understand the Scottish property market better, this episode is packed with essential information. And don't miss part two, where we explore the political landscape affecting housing: https://youtu.be/ed-8jCfRo_sGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Preventing Youth Homelessness: Insights from Rock Trust
29-05-2024
Preventing Youth Homelessness: Insights from Rock Trust
In this episode of the ESPC Property Show, hosts Paul & Megan are joined by Kate Polson, the CEO at Rock Trust, a charity dedicated to preventing youth homelessness.They delve into the critical issues surrounding youth homelessness in Scotland, discussing the innovative programs Rock Trust offers to support young people in crisis. Kate shares insights into the challenges faced by these individuals and the multifaceted approach Rock Trust takes, including education, accommodation, and employment support. The conversation highlights success stories, the importance of community involvement, and ways listeners can contribute to making a difference. Listen to learn more about Rock Trust’s impactful work and how you can help support vulnerable youth. If you would like to donate to Rock Trust, you can do so here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Advice for first time buyers in Scotland
16-05-2024
Advice for first time buyers in Scotland
Join Paul and Megan from ESPC as they sit down with Maurice Allen, Residential Property Managing Director at Lindsay's, for a comprehensive guide to first-time home buying in Scotland. Maurice shares invaluable insights and advice on everything from financing and solicitors to government schemes and property investments. 0:00-0:38 Intro0:38-3:36 First things to do as a first time buyer3:36-5:36 Additional costs in buying a home in Scotland5:36-7:51 What do solicitors do in Scotland?7:51-9:20 First-time buyer government schemes in Scotland9:20-11:20 Putting an offer on a property in Scotland?11:20-16:05 What is a Home Report in Scotland?16:05-20:08 Common first-time buyer pitfalls20:08-22:47 How long does the property sale process take in Scotland?22:47-25:28 How do first-time buyers know they are making a good investment?25:28-28:03 OutroMore first time buyer advice hereLBTT calculatorLIFT schemeFind a solicitorFind a mortgage advisorSearch for properties hereGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
What is it like to live in North Berwick?
02-05-2024
What is it like to live in North Berwick?
Join Paul and Megan as they explore the vibrant property market in North Berwick with local experts Sophie from Coulters and Daniel from Paris Steele. Discover why North Berwick is voted the best place to live in the UK, its family-friendly community, and the diverse range of properties available. From golden beaches to a charming high street, find out why North Berwick is a hotspot for buyers. Plus, get insider tips on navigating the market and must-visit spots in the area!Skip to the most relevant part ⬇️0:00-0:44 Introduction0:44-2:15 Meet Sophie & Daniel2:15-3:48 How is the North Berwick property market right now?3:48-5:10 What's selling fast?5:10-6:29 Transport links from North Berwick6:29-10:44 Advice for buying in North Berwick10:44-13:10 Why is North Berwick a great place to live?13:10-14:07 What is the community like in North Berwick?14:07-15:58 Where are the North Berwick hotspots?15:58-18:56 What is the market like on the outskirts of North Berwick18:56-21:22 ESPC data for North Berwick marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Can communities make our homes more energy efficient? with Porty Community Energy
21-03-2024
Can communities make our homes more energy efficient? with Porty Community Energy
This week Paul & Megan are chatting to Hazel from Porty Community Energy about how we can harness the power of community to make environmental changes. In the episode, we discuss the quick fixes that individuals can make in their homes to reduce energy usage as well as the larger community projects that you can get involved with to make longer term solutions. Skip to the part most relevant to you:0:00-0:51 Introduction0:51-2:01 What is Porty Community Energy2:01-5:08 Top energy saving tips5:08-8:30 Making long term changes with your neighbours8:30-10:06 Community energy sources10:06-13:32 Improving buildings in Edinburgh with EdinBRIC13:32-15:37 Get involved with Porty Community EnergyFind out more about Porty Community Energy here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
How to create a homeowners association in Edinburgh tenement buildings
07-03-2024
How to create a homeowners association in Edinburgh tenement buildings
In this week's episode of the podcast, we're talking about flats and the responsibility you have as the homeowner of a flat in a Scottish tenement building. Paul & Megan chat to Under One Roof's Chief Executive Mike Heffron about how to create a homeowner's association, how to manage communal space/roof repairs and how to enforce payment when some occupants won't pay up. It's an interesting look into the legislation and responsibilities affecting any homeowner who lives in a flatted property. If you'd like to find out more about Under One Roof and the work they do, you can head to their website: https://underoneroof.scot/Skip to the part relevant to you:0:00-0:42 Introduction0:42-5:17 About Under One Roof5:17-8:00 How to create a homeowner's association8:00-8:51 Homeowner assocation templates8:51-12:06 Using titles deeds in Scotland12:06-13:28 When a title deed is silent on an issue13:28-14:02 If you can't find a title deed14:02-17:28 How to operate a homeowner's association17:28-18:31 Scotland's Tenement Act18:31-20:09 Enforcing payment20:09-Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Don't be afraid of mortgages! An update on the mortgage market, first-time buyer tips & remortgaging in 2024
29-02-2024
Don't be afraid of mortgages! An update on the mortgage market, first-time buyer tips & remortgaging in 2024
Welcome back to season 3 of the ESPC Property Show - a podcast for property enthusiasts and home hunters across Edinburgh, the Lothians, Fife and the Scottish Borders. In this episode, hosts Paul and Megan are joined by two ESPC Mortgages colleagues Paul Demarco and David Lauder to discuss and debunk the mortgage market including how much cash first-time buyers need to buy, what properties are more difficult to mortgage, why overpaying your mortgage is a good idea and the best mortgage term to pick.KEY TOPICS:0:00-0:58 Introduction0:58-1:35 Meet Paul & David1:35-3:15 How is the 2024 mortgage market?3:15-4:54 Bank of England rate predictions5:54-6:19 How much deposit do first-time buyers need?7:34-9:28  What properties are hard to get mortgages on?9:28-10:55 Cladding and mortgages10:55-13:28 Barriers to getting a mortgage13:28-14:27 Getting a mortgage with a new job14:27-15:14 Getting a mortgage with no credit score15:14-15:32 Self-employed mortgages15:32-16:06 Side hustles and mortgages16:06-16:45 How to improve your credit score16:45-18:11 What happens after an offer is accepted?18:11-20:59 Why overpay on your mortgage?20:59-21:46 Increased property value and loan to value21:46-24:14 What mortgage term is best?24:14-26:26 Advice for mortgage terms ending in next 6 months26:26-28:39 Things you may not know about getting a mortgage28:39-31:46 Other factors that make it hard to get a mortgage31:46-33:25 OutroThe initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Relocating to Dubai - learning about the UAE market
21-12-2023
Relocating to Dubai - learning about the UAE market
Paul and Megan from the ESPC Property Show podcast are joined by Marie O'Neill, a relocation expert based in Dubai. Marie talks about the process of relocating to countries in the UAE, and the advantages of doing so. She explains that the economy is stable and the low taxation makes Dubai a desirable place to call home.We learn that property is also much more affordable than in other major cities, with three times the size for the same amount of money. The process of buying a property is relatively quick and stress-free, with cash buyers able to complete the process in one to two weeks and those looking for a mortgage able to do so in four to six weeks.Find out more about Marie's services here: https://www.eerme.com/Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.