Dentists Who Invest Podcast

Dr. James Martin

Official Podcast of the Dentists Who Invest platform. Talking all things investing, money and finance with a dental spin. Have you ever wondered how you can grow your wealth and protect your hard earned money as a Dentist? We've got you covered. Featuring famous guests such as Andrew Craig, Edward Zuckerberg and Benyamin Ahmed we delve deep into EVERY aspect of finance to educate and empower ALL Dentists.

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Health & FitnessHealth & Fitness

Episodes

Why Work Longer Than You Need To? with Anick Sharma
2d ago
Why Work Longer Than You Need To? with Anick Sharma
Are you a dentist looking to grow your wealth? https://www.viderefinancial.com/contact———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————What if you could call it quits earlier than you ever thought possible? In this episode, we sit down with Anick Sharma to unpack the strategies that can bring your retirement date forward—without sacrificing your lifestyle. Retirement isn’t just about having a pile of cash; it’s about having a plan. We explore why setting clear financial goals is as crucial as charting a course before setting sail, ensuring you don’t just drift aimlessly but make the most of your hard-earned wealth.Through real-life case studies like Adam and Natasha, we highlight how smart financial moves can mean the difference between scraping by and thriving in retirement. Their story is a powerful reminder that planning for longevity, unexpected expenses, and lifestyle goals can help you retire earlier and with confidence. And it’s not just about numbers—it’s about freedom, time, and experiences.We also dive into investment strategies that actually work. Forget trying to time the market—Anick breaks down why diversification, tax-efficient investing, and asset allocation matter more than guesswork. Whether you’re keen on DIY retirement planning or just want to know the essentials, this episode arms you with the knowledge to make smart financial decisions and enjoy the retirement you deserve.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Please Know This If You Have An Income Protection Policy with Warren Robins
5d ago
Please Know This If You Have An Income Protection Policy with Warren Robins
Need to review your Income Protection?Connect with Warren here: https://www.dentistswhoinvest.com/income-protection———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Discover how to safeguard your career as a dentist with expert insights from Warren Robbins, as we unravel the complexities of income protection insurance. Master the art of selecting the right coverage that ensures you're financially secure if you can't perform your dental duties. This episode lays bare the myths surrounding insurance providers and highlights the pivotal role of "own occupation" policies. We promise you’ll walk away with a clear understanding of why dentists should prioritize this type of coverage over alternatives like "activities of daily living" or "specified work tasks," which may leave you unprotected at critical times.Our discussion doesn’t stop there—we also shine a light on the importance of critical illness cover and total permanent disability (TPD) insurance tailored for professionals who rely on their fine motor skills. Hear Warren's compelling real-world example of a client who secured a substantial payout under an "own occupation" TPD policy, underscoring its crucial value. Amidst a dwindling number of insurers offering this specialized coverage, we offer guidance on navigating these choices wisely. Tune in to learn how to make informed decisions that protect your practice and livelihood, and consider reaching out to Warren for personalized advice or a consultation.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Why Can't I Get A Good Mortgage? with Anish Patel
10-02-2025
Why Can't I Get A Good Mortgage? with Anish Patel
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Struggling to land the perfect mortgage deal as a dentist? In this episode, mortgage expert Anish Patel breaks down why the usual lending rules don’t always work in your favour and how your dental practice’s structure can impact your borrowing power. We dive into why modest salaries and strategic dividends can put a cap on what you can borrow—and how lenders who back business profits can open up better mortgage options for you. Plus, learn how to balance your personal income and business profits to increase your chances of securing your dream home, without messing up your finances.But that’s not all! We also explore practical steps to boost your credit score. Even high-earning dentists can fall victim to late payments and Buy Now, Pay Later schemes. Anish shares simple strategies to maintain a strong credit score and why staying on top of direct debits and keeping creditors in the loop can make a difference. We also debunk myths around HMRC tax payment plans and offer advice for locum dentists on managing finances like a pro. Tune in and get the knowledge you need to enhance your financial profile and secure the mortgage you deserve!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
"I Want A New Car..." Well, Here's How To Get A Good One with Ammar Farishta
07-02-2025
"I Want A New Car..." Well, Here's How To Get A Good One with Ammar Farishta
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Thinking of upgrading your car? Before you splash the cash, let’s make sure you’re getting the best deal possible. Car finance expert Ammar Farishta joins us to break down everything you need to know—whether buying or leasing is the smarter move, what all those finance acronyms (PCP, HP, etc.) actually mean, and how your choice could impact your tax bill.We’re diving into the key details of car finance, from why leasing can mean lower monthly payments to why Hire Purchase might be a better bet if you like owning your wheels outright. And if you’re eyeing up an electric car, we’ll walk you through the juicy tax breaks and salary sacrifice perks that could make it a no-brainer—especially if you’re running a business.This episode is all about making smart money moves when it comes to your next car. So before you sign on the dotted line. Tune in!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Do Squats Still Make Sense In 2025? with Dr Bobby Bhandal
03-02-2025
Do Squats Still Make Sense In 2025? with Dr Bobby Bhandal
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Is starting a dental squat practice still a smart move in 2025? Dr. Bobby Bhandal joins us to break down why, despite shifting tax policies, squat practices remain a powerful route to success. He shares hard-earned insights on resilience, business acumen, and the mindset needed to build a thriving practice from the ground up.We explore modern patient engagement strategies, moving beyond tired discount tactics to authentic marketing that builds trust. Learn how strategic messaging—rather than social media hype—can create a loyal patient base.Finally, we dive into the future of dentistry, from AI-driven efficiency to the growing appeal of fully private practice models. If you’re considering a squat practice, this episode is packed with invaluable insights to help you navigate the challenges and opportunities ahead.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Do These Things To Make Your Dental Practice Exit Stress Free with Maja Thompson
31-01-2025
Do These Things To Make Your Dental Practice Exit Stress Free with Maja Thompson
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Selling a dental practice is more than just a financial transaction—it’s an emotional journey. In this episode, Maja Thompson from Henry Schein shares expert insights on navigating the complexities of a practice exit while preparing for life after dentistry. Many dentists underestimate the emotional impact of selling, but with the right strategies, you can transition smoothly into retirement without feeling lost or unfulfilled.We explore the key steps to a seamless sale, from early planning and tax considerations to diversifying income streams for financial security. Maja also reveals how dentists can embrace new opportunities, hobbies, and even philanthropy to make retirement one of the most rewarding phases of life.Finally, we break down the practicalities of selling, including due diligence, legal agreements, lease negotiations, and the increasingly complex process of transferring CQC registration. Whether you’re planning to sell soon or just considering your options, this episode is packed with essential advice to ensure your exit is as smooth and stress-free as possible.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Ltd Company Vs Sole Trader: Does It Still Make Sense In 2025? with Johnny Minford
27-01-2025
Ltd Company Vs Sole Trader: Does It Still Make Sense In 2025? with Johnny Minford
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Join expert dental accountant Johnny Minford as we break down the pros and cons of operating as a limited company versus a sole trader in 2025. This episode dives into the often confusing world of tax decisions, uncovering key insights on potential tax savings and hidden costs that could affect your financial strategy. Whether you’re an NHS dentist or a private practitioner, understanding the nuances of incorporation and consulting with an accountant can make all the difference in shaping your financial future.Discover the best tax strategies for limited companies, including tips on valuing goodwill, the timing of incorporation, and how to optimize profit extraction. We also discuss valuable opportunities for non-domiciled UK residents and the strategic use of voluntary liquidation for entrepreneurs’ relief, ensuring you get the most out of your business structure.Looking ahead to 2025, we also explore how upcoming tax changes—such as the narrowing gap between income tax and capital gains tax rates—could impact your financial decisions. From pensions to long-term investments, understanding these shifts is crucial for securing your financial future. Tune in for expert insights that will empower you to make smarter tax and financial planning decisions in the dental industry.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
How To UnF*CK Your Finances with Tom Fortes-Mayer
24-01-2025
How To UnF*CK Your Finances with Tom Fortes-Mayer
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————In this episode, mindset coach Tom Fortes-Mayer reveals how unconscious beliefs could be standing in the way of your wealth and happiness. Discover how deep-rooted psychological barriers can hold even the most successful individuals back from achieving their true potential, and learn why financial success alone doesn’t guarantee fulfillment.Tom dives into the workings of the unconscious mind, explaining the role of the “protector” that leads to self-sabotage and cycles of self-doubt. Through powerful insights, we explore how early life experiences shape our emotional responses and can hinder our ability to live fully. By uncovering and challenging these ingrained patterns, Tom guides us to break free from the self-imposed limits that hold us back from experiencing happiness, love, and true abundance.Join us as we shift from a fear-driven life to one rooted in purpose, with practical advice on overcoming approval-seeking behaviors, burnout, and more. Plus, get a sneak peek into Tom’s upcoming book, Stop Fcking Up Your Life.* This episode is a must-listen for anyone ready to challenge their mindset and unlock the path to a more fulfilling, abundant life.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Listen To This To Increase Your Take Home Income with Dr. James Martin
20-01-2025
Listen To This To Increase Your Take Home Income with Dr. James Martin
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Want to boost your income without working extra hours? In this episode, we explore how refining your communication skills can transform your practice. Learn how simplifying dental jargon into clear, patient-friendly language helps patients make better health decisions while improving case acceptance.We’ll introduce a practical four-step framework to enhance your patient conversations—identify the issue, present the solution, create urgency, and highlight the outcome. From explaining the need for a filling to discussing treatment options effectively, we share actionable tips to make your communication more impactful.If you’re ready to increase your take-home income by empowering patients and building stronger connections, this episode is packed with strategies to get you there.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
£1 Million Processes with Dr. Chetan Mathias
17-01-2025
£1 Million Processes with Dr. Chetan Mathias
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Ever wondered what truly sets a successful dental practice apart? Join me and Dr. Chetan Mathias, founder of multiple thriving practices, as we unpack the secrets to creating a profitable, patient-focused business. From identifying your unique selling points to avoiding the cookie-cutter traps of generic marketing, Dr. Mathias shares actionable insights to help you stand out in a crowded market.Learn how personalised storytelling can transform a single patient experience into a powerful marketing asset. Discover the game-changing role of a Patient Growth Coordinator, and explore how strategic delegation, embracing technology, and building a dynamic team can optimise your practice’s efficiency and profitability. Whether you’re looking to grow or refine your operations, this episode offers a roadmap to elevate your dental business.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Best Finance Books For Beginners (UK Edition) with Dr James Martin
15-01-2025
Best Finance Books For Beginners (UK Edition) with Dr James Martin
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Join me, Dr. James Martin, as I share the finance books that transformed my journey from UK dentist to financial educator. These reads aren’t just informative—they’re game-changers, offering a roadmap to mastering money and investing. Starting with Andrew Craig’s UK-focused insights, I’ll take you through the long-term strategies and emotional lessons that reshaped how I think about wealth.We’ll dive into “The Gone Fishin’ Portfolio” for strategic guidance, “The Psychology of Money” for its take on the emotions behind finance, and the classic wisdom of Robert Kiyosaki’s “Rich Dad, Poor Dad,” which challenges conventional money mindsets. If you’re ready to build your financial foundation, this episode is packed with tools to guide you towards a confident and secure financial future.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
What Steps Can I Take To Retire Early? with Anick Sharma
10-01-2025
What Steps Can I Take To Retire Early? with Anick Sharma
Are you a dentist looking to grow your wealth? Visit our website to learn more. https://www.viderefinancial.com/contact———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Dreaming of an early retirement? This episode is your guide. Financial planning expert Anick Sharma joins us to share actionable steps tailored specifically for dentists. He challenges traditional retirement models, urging you to measure wealth not just in pounds but in time, relationships, and meaningful experiences. Through an inspiring client story, Anick illustrates how understanding your financial position and setting clear goals can help you retire sooner than you thought possible—all while aligning your finances with the life you truly want.We explore how to balance your financial “bucket,” ensuring income, assets, and spending work together to create both present happiness and long-term security. Anick draws a brilliant analogy between financial planning and dental treatment planning: a clear diagnosis is key before choosing the right remedy. Whether you’re planning to step back early or just want to secure a stress-free retirement, this episode is packed with insights to help you craft a strategy that fits your life.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
How Do I Narrow Down My Investment Options? with Anick Sharma
23-12-2024
How Do I Narrow Down My Investment Options? with Anick Sharma
Are you a dentist looking to grow your wealth? Visit our website to learn more. https://www.viderefinancial.com/contact———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————If you’ve ever wondered how to secure your financial future in dentistry, this episode is for you. Anick Sharma joins us once again on the Dentists Who Invest Podcast to bust some common myths around financial planning and investing. We kick things off by revisiting the basics—why understanding the time value of money and the impact of inflation is essential to safeguarding your wealth. Anick makes it clear that investing isn’t a luxury but a necessity if you want to protect and grow your purchasing power. We also dive into the stock market and why timing your investments to avoid missing the best days is key to maximising returns.For those just starting out in their dental careers, we break down the path to financial freedom, focusing on income generation and reinvesting into a range of assets. Anick warns against speculative investments like Bitcoin and encourages a more disciplined, long-term approach to handling market volatility. Plus, we highlight the power of compounding and why it’s critical to start early and stay steady, avoiding the emotional rollercoaster of market ups and downs.As we move into retirement planning, Anick stresses the importance of investing for long-term growth and the risks of holding onto cash. He shares insights into how dental business owners can plan for the future and provides strategies for business exits. Find out why selling your practice at a fair value—rather than waiting for the highest possible offer—can set you up for the retirement lifestyle you want. Tune in for a down-to-earth, practical look at how to align your financial strategies with your life goals and secure your financial future.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
This Will Make You Wealthier In 2025 with Dr. James Martin
20-12-2024
This Will Make You Wealthier In 2025 with Dr. James Martin
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————What if a simple “yes” could reshape your financial future? In this episode, I dive into how embracing opportunities and making conscious decisions can have a powerful impact on your investments. Join me as I reflect on my 2024 investing journey, where saying “yes” opened doors to unexpected synergies and enriched results. We’ll explore how shifting our mindset from spending to investing sharpens our financial intelligence, transforming the way we approach every decision.Einstein famously called compounding the “eighth wonder of the world,” and I’ll show you exactly why. By understanding how small, compounded actions lead to exponential growth, we unlock a powerful tool for long-term wealth. We also talk about aligning your actions with your true desires, making sure that time and energy are spent on pursuits that matter. With stories of success and lessons learned, I stress the importance of resilience—each experience, good or bad, adds value to your journey. Tune in and learn how to craft a plan for the future that builds on the lessons of the past, ensuring that every step forward is both a victory and a learning opportunity.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
5 Books That Changed My Life with Dr. James Martin
18-12-2024
5 Books That Changed My Life with Dr. James Martin
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Want to take your personal and professional growth to the next level? It’s not just about focusing on the “how,” but the “who.” In this episode, I share to you five life-changing books that have transformed my approach to success. Through the powerful concept of “Who Not How,” we dive into how choosing the right people to help you can fast-track your progress and deliver more meaningful results.Forget trying to skim through endless books for tips—these select few hold timeless wisdom that has reshaped our thinking. From How to Own the World—a guide to smart investing—to Traction by Gino Wickman, which reveals how systems and KPIs can change the game, each book offers a unique lesson. We also explore The E-Myth, which teaches how building solid systems and protocols is key to achieving lasting success. This episode will inspire you to break free from limiting beliefs and reach new heights, whether you’re just starting out or a seasoned pro.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Here's What Annoys Me About "Passive Income" with Dr. James Martin
16-12-2024
Here's What Annoys Me About "Passive Income" with Dr. James Martin
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Let’s get real about passive income. It’s not some magical money tap that turns itself on while you’re on a beach in Bali. In this episode, we’re flipping the script on the idea of passive income, treating it as a spectrum rather than an all-or-nothing goal. Dr. James Martin shares how focusing on high-value activities—like a dentist doubling down on specialist treatments—can massively boost your income without falling into the passive income fantasy trap.We’ll explore how refining your skills and shifting your mindset can pave the way to creating systems that work smarter, not harder, for you. It’s not about skipping the graft—it’s about making your effort count. Whether it’s improving income efficiency or building long-term financial security, this episode is packed with practical strategies to help you reclaim your time and focus on what truly matters. Financial freedom? It’s not a pipe dream—it’s achievable with the right tools and approach.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
This Is How You Can Understand The Language Your Accountant Speaks with Peter Frampton
13-12-2024
This Is How You Can Understand The Language Your Accountant Speaks with Peter Frampton
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Does financial jargon leave you scratching your head? Yep, you’re not alone! In this episode, we chat with Peter Frampton, chartered accountant and founder of Wealthvox, who’s on a mission to make finances simple for dentists. Whether it’s income statements, balance sheets, or the difference between profit and cash flow, Peter breaks it all down in plain English so you can confidently take control of your practice’s finances.We’ll also dive into practical tips, like how to spot red flags such as operating losses, and use Peter’s “RELAX” framework to assess your practice’s financial health. From juggling debt to figuring out where your money’s actually going, this episode is packed with insights to help you feel more in control.Oh, and there’s a new Wealthvox initiative on the horizon to help dentists master their numbers. If you’re ready to ditch the confusion and make smarter financial decisions, don’t miss this one!Don't miss out on updates! Register here: https://wealthvox.com/dentists———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Are HMOs Worth It? [2025 Update] with Dr. Jassy Sidhu
09-12-2024
Are HMOs Worth It? [2025 Update] with Dr. Jassy Sidhu
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Thinking about stepping up your property investment game? In this episode, Dr. Jassy Sidhu shares his expertise on Houses in Multiple Occupation (HMOs) and why they could be the answer to boosting your cash flow—even with high interest rates and tough property prices. We unpack how recent stamp duty changes and the shifting market landscape present golden opportunities, particularly when buying from retiring landlords who are ready to let go of their portfolios.Dr. Sidhu gives us a peek into his own investment journey, like turning an old pub into a high-performing HMO, and the lessons he’s learned navigating bridging finance. Whether you’re just starting out with a single buy-to-let or considering a leap into more complex ventures, this episode offers practical steps and strategies to help you make informed decisions.If you’re ready to explore the financial and strategic ins and outs of HMOs and start maximising your property investments, then this one’s for you.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Is This A Good Time To Buy A Dental Practice? with Johnny Minford
06-12-2024
Is This A Good Time To Buy A Dental Practice? with Johnny Minford
Want to understand how to become as tax efficient as possible?Connect with Johnny here: https://www.dentistswhoinvest.com/reducing-tax-bill/———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Thinking about buying a dental practice but not sure if it’s the right time? In this episode, we’re joined by James, who shares his expert insights into what makes a good dental practice purchase. From understanding the differences between owner-managed and associate-led practices to evaluating key factors like lab fees, overheads, space, and patient demographics, we cover everything you need to know to make an informed decision.Ever wondered why a practice owner might decide to sell? We’ll walk you through the red flags, like neglected maintenance or disengaged staff, that could signal a tired seller. Plus, we’ll explain how capital gains tax changes and broader economic factors can affect a seller’s pricing strategy, giving you potential buying opportunities you wouldn’t expect. James also sheds light on how to assess a practice’s financials to avoid getting caught up in inflated figures that make the practice seem more profitable than it is.We’ll finish up by looking at how the current market dynamics, including budget changes, interest rates, and geographical factors, are shaping practice values. Whether you’re a first-time buyer or looking to expand, learn how to turn market challenges into opportunities with strategic decision-making and due diligence. From NHS practices to working with banks, we’ve got you covered, so you can navigate the complexities of dental practice acquisitions with confidence.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
This Is What The Budget Means For Your Mortgage with Sarah Grace
04-12-2024
This Is What The Budget Means For Your Mortgage with Sarah Grace
Do your mortgage repayments feel high?Connect with Sarah here: https://www.dentistswhoinvest.com/sarah-grace-mortgages/———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Are you ready for a shake-up in your property-buying strategy? In this episode, we’re unpacking the latest budget changes and how they’ll impact the property market. Big shifts to stamp duty—like the removal of first-time buyer relief and the halving of the nil-rate band from £250,000 to £125,000—could significantly affect your costs. If you’re planning to buy after March 31st, be prepared for a potential jump in costs, with first-time buyers seeing their bills soar from £3,750 to £10,000 on a £500,000 property.We’ll also explain why it’s absolutely crucial to finalise your property deal before the deadline. Whether you’re a first-time buyer or a seasoned buy-to-let investor, these changes are bound to shake things up, especially with an additional 5% stamp duty on buy-to-let purchases.But it’s not all bad news. If you’re a new dentist looking to transition to self-employment, you’ll be pleased to hear that you don’t need years of financial records to secure a mortgage. You can actually use just three months of pay schedules to qualify for a mortgage of up to five times your income. So, if you’re bringing in around £7,000 a month, you could be looking at borrowing up to £420,000. The key is to act fast and make the most of savings before the year ends. Tune in for insider tips that could completely change how you approach the property market in these uncertain times.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text